• Take the Guessing Out of Investing

    Online classes to help you grow your investments independently.​​

  • Learn to Invest Like a Pro

    Learn how to THINK

    Master your mindset

    A long-term mindset is key to any successful investor. Balancing emotion with all the hype and noise is not easy. Stock prices can move wildly at times, but the value of companies depends on its business. Here you will learn to “Buy the business, not the stock.“

    Learn how to EVALUATE

    Quantitative vs Qualitiative

    Since (stock) prices represent the combined wisdom (or lack thereof) of all its investors, it is essential that you understand what any particular company is worth at any given time. Valuations differ from company to company and sector to sector. You will learn the differences, understand historical norms, and apply them to today’s market.

    Learn how to BUILD

    A portfolio that works for YOU

    How you build your foundation will determine the strength of your portfolio and future. Here you will learn the many types of risks in investing and the time-tested methods to control them.

  • What You Will Learn

    10 Key financial subjects + All the professional methods

    The tools you need to become a wealthy and informed investor

    1

    Mindset

    We will teach you how to think about investing. How the market works and how to control; fear and greed. Here you will learn not only about stocks but how the world economy affects different stocks and sectors.

    2

    Saving & Planning

    Saving money and building wealth takes effort and time, but with guidance, you can achieve financial goals that should ensure a comfortable life. Here you will learn how to use various retirement vehicles and understand how to maximize them.

    3

    Portfolio Building

    Buying assets whether they be stocks, ETFs, mutual funds or fixed income instruments is just a part of building a balanced well-diversified portfolio. Here you will learn time-tested rules to help you stay on a road of steady success.

    4

    Quantitative Analysis

    Learn to interpret the numbers and understand how they affect stock prices. You will learn not only what the company reports and estimates mean but also how different types of companies and industries are evaluated.

    5

    Qualitative Analysis

    You will learn what brand names and management skills mean to the performance of the company and its relationship to the stock price. How companies ward off competitors and the destruction of certain companies while others thrive in the same industry.

    6

    Technical Analysis

    We will delve deeply into the art of chart reading. From moving averages to the many methods of applying studies to the movement of stock prices over time. How to use them to help identify buy and sell points not only for individual stocks but for broad indexes as well.

    7

    Economic Analysis

    Learn how to differentiate between leading and lagging economic indicators. How economies work and how to interpret the data about on impact of the economic cycle on stock prices. The roll the Federal Reserve plays, as well as the political climate on stock prices.

    8

    Real Estate

    Learn the pros and cons of real estate investing. How to buy properties and how to understand the returns made from real estate as an investment. Discover the best use of leverage when buying and tax laws that complicate the investment.

    9

    Fixed Income

    Learn how to define fixed income investments. How they work and when they are appropriate as an investment. Defining the different components of bonds. How the level of interest rates affect government and corporate bonds. What ratings of the bonds mean.

    10

    Common Pitfalls

    This will cover a wide area of different risk an investor faces. From scams to common mistakes. The problems with penny stocks and why they should be avoided. Understand what pump and dump con artists push and how publications are used to trap the unwary.

  • What makes InvestTalk Academy so different?

    InvestTalk Academy is an online membership that offers a skillful mix of LIVE weekly lessons and market analysis with Steve Peasley and Justin Klein to help you become an informed investor. Every lesson is archived so you can revisit the material anytime you like.

     

    What you will be able to accomplish:

    • Increase your financial literacy
    • Build a well-diversified investment portfolio
    • Understand economic and stock cycles
    • Recognize, and avoid common mistakes

  • Your Instructors

    Steve Peasley and Justin Klein have over 60 years of combined experience in portfolio and money management. Hosts of the popular Radio show and Podcast InvestTalk, they have been providing unbiased, independent investment advice for 20 years.

    Steve Peasley

    President KPP Financial

    Justin Klein

    CEO KPP Finacial

  • What is My Investment?

    If you are tired of media hype and want to learn unbiased professional methods on fundamentals and technical analysis, then InvestTalk Academy is an investment you can't afford to miss!

     

    Join us LIVE once a week!

    Wednesdays with Justin at 1:00 pm PST

    Thursdays with Steve at 9:00 am PST

     

    Can't make the class? Every lesson is archived so you can revisit the material anytime you like.

     

    Membership is open now!

    $69 a month you get:

    • Weekly LIVE video instruction + Market Analysis
    • Archived classes accessible 24/7
    • BONUS! KPP’s Premium Market Newsletter ($19 value)

    ×
    Terms and Conditions
    Last updated: November 08, 2018
    
    Please read these Terms and Conditions ("Terms", "Terms and Conditions") carefully before using the http://www.investtalkacademy.com website (the "Service") operated by KPP Financial ("us", "we", or "our").
    
    Your access to and use of the Service is conditioned upon your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who wish to access or use the Service.
    
    By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the terms then you do not have permission to access the Service.
    
    Subscriptions
    Some parts of the Service are billed on a subscription basis ("Subscription(s)"). You will be billed in advance on a recurring and periodic basis ("Billing Cycle"). Billing cycles are set either on a monthly or annual basis, depending on the type of subscription plan you select when purchasing a Subscription.
    
    At the end of each Billing Cycle, your Subscription will automatically renew under the exact same conditions unless you cancel it or KPP Financial cancels it. You may cancel your Subscription renewal either through your online account management page or by contacting KPP Financial customer support team.
    
    A valid payment method, including credit card, is required to process the payment for your Subscription. You shall provide KPP Financial with accurate and complete billing information including full name, address, state, zip code, telephone number, and a valid payment method information. By submitting such payment information, you automatically authorize KPP Financial to charge all Subscription fees incurred through your account to any such payment instruments.
    
    Should automatic billing fail to occur for any reason, KPP Financial will issue an electronic invoice indicating that you must proceed manually, within a certain deadline date, with the full payment corresponding to the billing period as indicated on the invoice.
    
    Fee Changes
    KPP Financial, in its sole discretion and at any time, may modify the Subscription fees for the Subscriptions. Any Subscription fee change will become effective at the end of the then-current Billing Cycle.
    
    KPP Financial will provide you with a reasonable prior notice of any change in Subscription fees to give you an opportunity to terminate your Subscription before such change becomes effective.
    
    Your continued use of the Service after the Subscription fee change comes into effect constitutes your agreement to pay the modified Subscription fee amount.
    
    Refunds
    Except when required by law, paid Subscription fees are non-refundable.
    
    Accounts
    When you create an account with us, you guarantee that you are above the age of 18, and that the information you provide us is accurate, complete, and current at all times. Inaccurate, incomplete, or obsolete information may result in the immediate termination of your account on the Service.
    
    You are responsible for maintaining the confidentiality of your account and password, including but not limited to the restriction of access to your computer and/or account. You agree to accept responsibility for any and all activities or actions that occur under your account and/or password, whether your password is with our Service or a third-party service. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.
    
    Intellectual Property
    The Service and its original content, features and functionality are and will remain the exclusive property of KPP Financial and its licensors. The Service is protected by copyright, trademark, and other laws of both the United States and foreign countries. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of KPP Financial.
    
    Links To Other Web Sites
    Our Service may contain links to third party web sites or services that are not owned or controlled by KPP Financial
    
    KPP Financial has no control over, and assumes no responsibility for the content, privacy policies, or practices of any third party web sites or services. We do not warrant the offerings of any of these entities/individuals or their websites.
    
    You acknowledge and agree that KPP Financial shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such third party web sites or services.
    
    We strongly advise you to read the terms and conditions and privacy policies of any third party web sites or services that you visit.
    
    Termination
    We may terminate or suspend your account and bar access to the Service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Terms.
    
    If you wish to terminate your account, you may simply discontinue using the Service.
    
    All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.
    
    Indemnification
    You agree to defend, indemnify and hold harmless KPP Financial and its licensee and licensors, and their employees, contractors, agents, officers and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees), resulting from or arising out of a) your use and access of the Service, by you or any person using your account and password, or b) a breach of these Terms.
    
    Limitation Of Liability
    In no event shall KPP Financial, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Service; (ii) any conduct or content of any third party on the Service; (iii) any content obtained from the Service; and (iv) unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.
    
    Disclaimer
    Your use of the Service is at your sole risk. The Service is provided on an "AS IS" and "AS AVAILABLE" basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement or course of performance.
    
    KPP Financial its subsidiaries, affiliates, and its licensors do not warrant that a) the Service will function uninterrupted, secure or available at any particular time or location; b) any errors or defects will be corrected; c) the Service is free of viruses or other harmful components; or d) the results of using the Service will meet your requirements.
    
    Exclusions
    Some jurisdictions do not allow the exclusion of certain warranties or the exclusion or limitation of liability for consequential or incidental damages, so the limitations above may not apply to you.
    
    Governing Law
    These Terms shall be governed and construed in accordance with the laws of California, United States, without regard to its conflict of law provisions.
    
    Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements we might have had between us regarding the Service.
    
    Changes
    We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
    
    By continuing to access or use our Service after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use the Service.
    
    Contact Us
    If you have any questions about these Terms, please contact us.
    ×
    Privacy Policy
    Effective date: November 08, 2018
    
    KPP Financial ("us", "we", or "our") operates the http://www.investtalkacademy.com website (hereinafter referred to as the "Service").
    
    This page informs you of our policies regarding the collection, use and disclosure of personal data when you use our Service and the choices you have associated with that data.
    
    We use your data to provide and improve the Service. By using the Service, you agree to the collection and use of information in accordance with this policy. Unless otherwise defined in this Privacy Policy, the terms used in this Privacy Policy have the same meanings as in our Terms and Conditions, accessible from http://www.investtalkacademy.com
    
    Definitions
    Service
    
    Service is the http://www.investtalkacademy.com website operated by KPP Financial
    
    Personal Data
    
    Personal Data means data about a living individual who can be identified from those data (or from those and other information either in our possession or likely to come into our possession).
    
    Usage Data
    
    Usage Data is data collected automatically either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit).
    
    Cookies
    
    Cookies are small files stored on your device (computer or mobile device).
    
    Data Controller
    
    Data Controller means the natural or legal person who (either alone or jointly or in common with other persons) determines the purposes for which and the manner in which any personal information are, or are to be, processed.
    
    For the purpose of this Privacy Policy, we are a Data Controller of your Personal Data.
    
    Data Processors (or Service Providers)
    
    Data Processor (or Service Provider) means any natural or legal person who processes the data on behalf of the Data Controller.
    
    We may use the services of various Service Providers in order to process your data more effectively.
    
    Data Subject (or User)
    
    Data Subject is any living individual who is using our Service and is the subject of Personal Data.
    
    Information Collection and Use
    We collect several different types of information for various purposes to provide and improve our Service to you.
    
    Types of Data Collected
    Personal Data
    While using our Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you ("Personal Data"). Personally identifiable information may include, but is not limited to:
    
    Email address
    First name and last name
    Cookies and Usage Data
    We may use your Personal Data to contact you with newsletters, marketing or promotional materials and other information that may be of interest to you. You may opt out of receiving any, or all, of these communications from us by following the unsubscribe link or the instructions provided in any email we send.
    
    Usage Data
    We may also collect information on how the Service is accessed and used ("Usage Data"). This Usage Data may include information such as your computer's Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers and other diagnostic data.
    
    Tracking & Cookies Data
    We use cookies and similar tracking technologies to track the activity on our Service and we hold certain information.
    
    Cookies are files with a small amount of data which may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your device. Other tracking technologies are also used such as beacons, tags and scripts to collect and track information and to improve and analyse our Service.
    
    You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.
    
    Examples of Cookies we use:
    
    Session Cookies. We use Session Cookies to operate our Service.
    Preference Cookies. We use Preference Cookies to remember your preferences and various settings.
    Security Cookies. We use Security Cookies for security purposes.
    Use of Data
    KPP Financial uses the collected data for various purposes:
    
    To provide and maintain our Service
    To notify you about changes to our Service
    To allow you to participate in interactive features of our Service when you choose to do so
    To provide customer support
    To gather analysis or valuable information so that we can improve our Service
    To monitor the usage of our Service
    To detect, prevent and address technical issues
    To provide you with news, special offers and general information about other goods, services and events which we offer that are similar to those that you have already purchased or enquired about unless you have opted not to receive such information
    Legal Basis for Processing Personal Data under the General Data Protection Regulation (GDPR)
    If you are from the European Economic Area (EEA), KPP Financial legal basis for collecting and using the personal information described in this Privacy Policy depends on the Personal Data we collect and the specific context in which we collect it.
    
    KPP Financial may process your Personal Data because:
    
    We need to perform a contract with you
    You have given us permission to do so
    The processing is in our legitimate interests and it is not overridden by your rights
    For payment processing purposes
    To comply with the law
    Retention of Data
    KPP Financial will retain your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes and enforce our legal agreements and policies.
    
    KPP Financial will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of our Service, or we are legally obligated to retain this data for longer periods.
    
    Transfer of Data
    Your information, including Personal Data, may be transferred to — and maintained on — computers located outside of your state, province, country or other governmental jurisdiction where the data protection laws may differ from those of your jurisdiction.
    
    If you are located outside United States and choose to provide information to us, please note that we transfer the data, including Personal Data, to United States and process it there.
    
    Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.
    
    KPP Financial will take all the steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy and no transfer of your Personal Data will take place to an organisation or a country unless there are adequate controls in place including the security of your data and other personal information.
    
    Disclosure of Data
    Legal Requirements
    KPP Financial may disclose your Personal Data in the good faith belief that such action is necessary to:
    
    To comply with a legal obligation
    To protect and defend the rights or property of KPP Financial
    To prevent or investigate possible wrongdoing in connection with the Service
    To protect the personal safety of users of the Service or the public
    To protect against legal liability
    Security of Data
    The security of your data is important to us but remember that no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security.
    
    Our Policy on "Do Not Track" Signals under the California Online Protection Act (CalOPPA)
    We do not support Do Not Track ("DNT"). Do Not Track is a preference you can set in your web browser to inform websites that you do not want to be tracked.
    
    You can enable or disable Do Not Track by visiting the Preferences or Settings page of your web browser.
    
    Your Data Protection Rights under the General Data Protection Regulation (GDPR)
    If you are a resident of the European Economic Area (EEA), you have certain data protection rights. KPP Financial aims to take reasonable steps to allow you to correct, amend, delete or limit the use of your Personal Data.
    
    If you wish to be informed about what Personal Data we hold about you and if you want it to be removed from our systems, please contact us.
    
    In certain circumstances, you have the following data protection rights:
    
    The right to access, update or delete the information we have on you. Whenever made possible, you can access, update or request deletion of your Personal Data directly within your account settings section. If you are unable to perform these actions yourself, please contact us to assist you.
    
    The right of rectification. You have the right to have your information rectified if that information is inaccurate or incomplete.
    
    The right to object. You have the right to object to our processing of your Personal Data.
    
    The right of restriction. You have the right to request that we restrict the processing of your personal information.
    
    The right to data portability. You have the right to be provided with a copy of the information we have on you in a structured, machine-readable and commonly used format.
    
    The right to withdraw consent. You also have the right to withdraw your consent at any time where KPP Financial relied on your consent to process your personal information.
    
    Please note that we may ask you to verify your identity before responding to such requests.
    
    You have the right to complain to a Data Protection Authority about our collection and use of your Personal Data. For more information, please contact your local data protection authority in the European Economic Area (EEA).
    
    Service Providers
    We may employ third party companies and individuals to facilitate our Service ("Service Providers"), provide the Service on our behalf, perform Service-related services or assist us in analysing how our Service is used.
    
    These third parties have access to your Personal Data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.
    
    Analytics
    We may use third-party Service Providers to monitor and analyse the use of our Service.
    
    Google Analytics
    
    Google Analytics is a web analytics service offered by Google that tracks and reports website traffic. Google uses the data collected to track and monitor the use of our Service. This data is shared with other Google services. Google may use the collected data to contextualise and personalise the ads of its own advertising network.
    
    You can opt-out of having made your activity on the Service available to Google Analytics by installing the Google Analytics opt-out browser add-on. The add-on prevents the Google Analytics JavaScript (ga.js, analytics.js and dc.js) from sharing information with Google Analytics about visits activity.
    
    For more information on the privacy practices of Google, please visit the Google Privacy & Terms web page: https://policies.google.com/privacy?hl=en
    
    Payments
    We may provide paid products and/or services within the Service. In that case, we use third-party services for payment processing (e.g. payment processors).
    
    We will not store or collect your payment card details. That information is provided directly to our third-party payment processors whose use of your personal information is governed by their Privacy Policy. These payment processors adhere to the standards set by PCI-DSS as managed by the PCI Security Standards Council, which is a joint effort of brands like Visa, MasterCard, American Express and Discover. PCI-DSS requirements help ensure the secure handling of payment information.
    
    The payment processors we work with are:
    
    Stripe
    
    Their Privacy Policy can be viewed at https://stripe.com/us/privacy
    
    Links to Other Sites
    Our Service may contain links to other sites that are not operated by us. If you click a third party link, you will be directed to that third party's site. We strongly advise you to review the Privacy Policy of every site you visit.
    
    We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.
    
    Children's Privacy
    Our Service does not address anyone under the age of 18 ("Children").
    
    We do not knowingly collect personally identifiable information from anyone under the age of 18. If you are a parent or guardian and you are aware that your Child has provided us with Personal Data, please contact us. If we become aware that we have collected Personal Data from children without verification of parental consent, we take steps to remove that information from our servers.
    
    Changes to This Privacy Policy
    We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.
    
    We will let you know via email and/or a prominent notice on our Service, prior to the change becoming effective and update the "effective date" at the top of this Privacy Policy.
    
    You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.
    
    Contact Us
    If you have any questions about this Privacy Policy, please contact us:
    
    By email: jklein@kppfinancial.com